TIM ADAMS
Mortgage Loan Officer
1554 Polaris Parkway Ste 325
Columbus, OH 43240
Cell: 614-657-7358
NMLS ID 438939
NMLS ORG ID 419803
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Every day I help clients obtain the best loans in order to finance their properties. I provide specialized home-buying, refinancing and commercial loan services. My approach is focused on addressing their needs, financial situation and walking them through the real estate lending process step by step. I’m experienced, trustworthy and available 7 days a week. No matter the question, I’m here to provide answers.
Areas of Expertise
Pre-Approval
Whether this is your first, second, or last time buying a home your knowledge when negotiating a home purchase can determine if your offer will be accepted. Whether a primary residence, vacation home, or investment property — contact us for your custom Pre-Approval so that you can shop with confidence.
Investment / Rental Home
Whether you are looking for financing on a short-term rental, long-term rental, or even fix-n-flip financing for your next property flip, First Federal Community Bank has you covered! Options include our newest suite of options, DSCR! Not sure if you qualify to own a rental property based on your income? With DSCR financing we qualify you on the rental income the property generates, not your personal income. Buying a rental property may be closer than you think!
Home Equity / HELOC
Looking for the best way to tap into your home's equity? We have options to help suit your needs. Options range from variable interest rate lines of credit to fixed rate second mortgages. Call us today to discuss the ins/outs of each option.
Down Payment Assistance
Having enough savings to purchase a home is a frequent concern for homebuyers. With down payment assistance options, we can help you purchase your new home with little to nothing out of pocket. Ask us how we can help you with your financial goals.
New Construction
Whether you own your own land or you are buying new land, I have a loan option for you that will get you on the fast track to building your dream home. I have years of experience in construction lending, working with builders and all different types of builds. So, if your dream is a secluded Log Home, a gorgeous Farmhouse, or a new build in a convenient subdivision, I can help make this dream come true.
Vacation Home
Ready to set your destination for vacation? Let us help you finance your vacation home today! With First Federal Community bank lending in all fifty states, we can surely help you finance your getaway destination!
Bridge Loan
Whether you’re buying or building a new home, financing can be tricky when you currently own a home. Our Bridge Loan is the solution to removing stress and complications. This loan is specifically designed to help you move into your next loan before you sell your home.
Commercial
A need for commercial lending can come in many forms. Business line of credits for operating and opportunity. Purchasing your own store front to operate out of. Investment opportunities to strengthen your portfolio. The need for commercial financing can be endless, if this is an area you need to explore, let's talk today.
Portfolio Lending
There are times when creativity is the only path to financing. One of the best advantages you have when working with First Federal is having access to Portfolio Lending. Are you having a hard time finding a loan that fits your profile and needs? With Portfolio Lending we can craft the solution and make the underwriting decision in-house.